Te taiao
Environment

Te taiao
Environment

Support the just transition to a net-zero economy

Integrate climate risk into lending decisions
Fund Heartland’s borrowers’ transition to a net-zero economy
Embed sustainability into what Heartland does
Climate reporting

In FY2025, Heartland strengthened its capability to assess and manage climate related risks, reduced Heartland’s absolute gross operational emissions by 42% from the base year ending 30 June 2019 (FY2019) (outperforming the original 35% target) and set new science-aligned emissions targets.

Heartland’s FY2025 Climate Report provides a comprehensive view of Heartland’s environmental progress to date, including key achievements, current challenges, and future targets. It also features scenario analysis that explores the potential impacts of climate-related risks and opportunities facing Heartland under different climate futures, as well as its transition plan which details how its business model might adapt to a changing climate. This analysis supports Heartland’s long-term planning and resilience in an evolving regulatory and environmental landscape.

Heartland Climate Report 2025

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